Earthquake
Earthquake insurance policies offer coverage for damage caused to commercial property by earthquakes, and can cover structural damage to buildings, damage to personal property, and additional living expenses if the insured property becomes uninhabitable due to earthquake damage.
Coverage Highlights:
$25,000,000 Limit
Full Value, Primary, and Excess Participation
$250,000,000 max TIV
$15,000 minimum premium
Available in all of California, including Cresta Zones A & B, Washington, and Oregon
Contact your underwriter for all available states
Target Occupancies:
Habitational
Historic / Vintage Buildings
Professional
Retail
Restaurants
Hotel/Motel
Warehouses, and more!
Program Highlights:
No age restrictions on buildings
Will write buildings with tuck-under or soft-story parking
Can write primary, full limit, and excess layers
Needed for quick turnaround:
Accord application
Target premium
Excel formatted SOV
Restrictions:
Earth Movement coverage
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Select a state to see available products and limits.
Covered
Not Covered
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